Octopus Capital Group recovers unpaid invoices and open balances for businesses of every size. Send us the accounts your team has stopped chasing. We verify what's owed, contact the customer, and get you paid.
No recovery, no fee. For companies, contractors, practices, and service providers, in every state.
Illustrative figures. Your report shows real accounts, amounts, and the paperwork behind each one.
Business customers and individual customers need different handling. We do both, under the rules that apply to each.
Companies that took your goods or services and haven't paid for them.
Consumers with a past-due balance on an account they opened with you.
Send us the invoices, contracts, statements, and payment history. We confirm what's actually owed, flag anything a customer could dispute, and show you the list. You approve it, then we start collecting.
For accounts that need more than letters and calls.
Five steps from placement to payment. Your only job is the first one.
Send us the accounts: invoices, contracts, statements, and what you've already tried.
This is your partWe confirm each balance and check for anything that would slow collection.
Written demand on our letterhead, then calls. Many accounts pay at this stage.
Payment in full, a payment plan, or a settlement within limits you set in advance.
Recovered funds come back to you monthly with an account-level report.
Some of these customers you'd take back tomorrow if they paid. We collect like that matters.
Every account gets a professional first contact, a clear path to pay, and escalation only when it's earned.
We're paid a percentage of what we actually collect. If nothing comes in, you owe nothing.
We verify every balance and show you the accounts before a single letter goes out.
Account-level reporting every month: every contact, every promise to pay, every dollar recovered.
Customers in other states are no harder to collect from. One team, every state.
The invoice or contract, the customer's contact details, a statement of what's been paid, and a note on what you've already tried. Exports from QuickBooks or your billing software work well. We'll tell you if anything is missing.
Most placements are a few hundred dollars and up. If you have many smaller balances, send them together and we'll tell you whether they're worth pursuing as a group.
Older than you'd think. We check the statute of limitations in the relevant state and tell you which accounts are still collectible and which to write off.
Only when the balance justifies it and only with your approval. We'll lay out the likely cost, timeline, and odds before anything is filed.
Our first contact is professional and gives the customer a simple way to pay. Many businesses keep the customer after the balance is settled. If you'd rather we never escalate on a particular account, tell us and we won't.
Yes. Consumer accounts are collected under the Fair Debt Collection Practices Act and the rules of the customer's state. Business-to-business accounts follow a separate, more direct process.
A percentage of what we recover, quoted before you place anything. The rate depends on the age, size, and number of accounts. There are no setup fees and nothing is owed on accounts we don't collect.
Then you don't pay us. The account review is included with placement.
Every contact is documented, lawful, and auditable.
Consumer accounts collected with honest, non-harassing communication.
Business balances documented the way a court would expect to see them.
Licensing, notices, and consumer protections followed in each state where we collect.
Customer records limited to the people doing the work, logged, and returned when we're done.
Tell us about the accounts. We'll review them, tell you what's collectible, and quote a rate before you place anything.
